Operations | Full Time | Spain / Remote

About Us

Due is a global payments platform leveraging the latest advancements in blockchain technology. Today, business and consumer payments are dominated by an oligopoly of card schemes working on top of legacy and fragmented banking systems. We’re challenging the status quo by offering a stack of payment solutions that enables permissionless, borderless and frictionless payments.

We build the payment infrastructure that connects traditional banking with stablecoins. Through a single API, fintechs, neobanks, wallets and crypto companies get multi-currency virtual accounts, fiat on/off-ramps, stablecoin card issuing and cross-border payouts over local rails including ACH, SEPA, SWIFT, Pix, SPEI and Faster Payments.

Founded in 2022 by Revolut alumni and backed by Speedinvest, Fabric, Semantic and Strobe. Due operates across multiple regulated jurisdictions. Clients include Fasset, Exodus, Lido, Belo, Altitude, Ether.fi, WorldRemit, Ledn and Salmon.

About the role

As a KYC/KYB Analyst, you will make sure that every individual and business we onboard is who they say they are and fits our risk appetite. You'll review customers from around the world, balancing a smooth onboarding experience with rigorous compliance standards. We are looking for someone sharp, methodical and curious, who can make sound risk decisions and knows when to escalate.

What you could be doing:

• Individual Onboarding (KYC): Reviewing identity documents, proof of address and liveness checks, and approving, rejecting or escalating applications
• Business Onboarding (KYB): Verifying corporate documents, mapping ownership structures, and identifying ultimate beneficial owners (UBOs) and controllers
• Screening: Conducting sanctions, PEP and adverse media screening, and investigating and resolving potential matches
• Risk Assessment: Assigning customer risk ratings and performing enhanced due diligence (EDD) on high-risk customers, including source of funds and source of wealth checks
• Ongoing Monitoring: Running periodic reviews and KYC refreshes, and supporting the investigation of transaction monitoring alerts
• Customer & Partner Liaison: Requesting missing information from customers and working with Support and Ops to reduce onboarding friction
• Process Improvement: Helping refine onboarding procedures, checklists and verification tool configurations as we expand into new markets

Requirements

• 1~3 years of experience in KYC/KYB, AML, onboarding or compliance at a bank, fintech or payments company
• Solid understanding of AML/CFT principles
• Interest in crypto payments / stablecoins / cross-border finance
• Advanced Excel / Google Sheets skills